What Bank Is Sears Credit Card Through?

Even better, Sears makes it possible to pay for those items through a variety of financing options, including a Shop Your Way Mastercard or a Sears credit card, both of which are issued by Citibank.

What credit cards does Sears offer?

  • Sears has teamed with Citibank of Citigroup Inc.
  • (NYSE: C) to provide its customers with a selection of co-branded general-use ‘Shop Your Way’ credit cards that come equipped with rewards and benefits programs.
  • In addition, Sears provides its customers with a basic in-store SearsCard.
  • These cards allow the user to collect points through common expenditures such as food or petrol, and those points may then be redeemed at any Sears outlet.
  • 2

How do I log in to my Sears credit card account?

Go to the login page on the Citibank website or mobile app and enter your username and password in the proper sections to access your Sears Credit Card account. You can access this page by clicking here. After that, you’ll need to enter your online account by clicking the ″Sign On″ button.

Is there an annual fee for a Sears Card?

The cards do not come with an annual charge. Sears has teamed with Citibank of Citigroup Inc. (NYSE: C) to provide its customers with a selection of co-branded general-use ‘Shop Your Way’ credit cards that come equipped with rewards and benefits programs. In addition, Sears provides its customers with a basic in-store SearsCard.

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What is the Sears Card’s Apr?

APR that is regularly quite high. For the sake of comparison, the average annual percentage rate (APR) charged by credit cards to customers with good credit is 14.45 percent, while the average APR charged by credit cards to customers with excellent credit is 20.94 percent. And this is precisely what is required to get approved for the Sears Card: good or exceptional credit.

What company owns Sears credit card?

Citi Retail Services, one of the country’s largest and most experienced private label and cobrand credit card issuers, powers the Sears Mastercard. Citi Retail Services is one of the nation’s leading private label and cobrand credit card issuers.

What bank owns Sears?

Citibank is the company that is responsible for issuing and managing the Sears credit card. In addition, if your Sears card is a MasterCard, you will still be able to use it at other retailers even if Sears goes out of business. This is because Sears cards are interchangeable.

Is Sears a Citi card?

Examining the Sears Credit Card The Sears Citi Mastercard is currently offering a bonus of 5 percent in points on eligible purchases made at gas stations and 3 percent in points on eligible purchases made at grocery stores and restaurants, with a cap on the bonus at $10,000 in combined purchases made at gas stations, grocery stores, and restaurants. After that, the bonus drops to 1 percent.

Is Sears easy to get credit?

Because eligibility for the Sears Credit Card needs a credit score of at least excellent, gaining access to it might be challenging. It is going to be quite challenging for you to get authorized for the Sears Credit Card unless you have a credit score that is at least 700 and a significant amount of money.

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When did Citibank take over Sears?

Since 2003, Sears has relied on Citi to supply them with branded payment products. The arrangement allows for the processing of purchases to be done in a timely and effective manner at over 2,200 Sears branded and associated stores as well as more than 1,300 Kmart stores, which together serve millions of American families and small businesses across the country.

Does Citigroup own Sears?

Citigroup will become the largest private-label credit card issuer in the US as a result of the acquisition of the Sears portfolio. This will result in a doubling of the amount of its private-label outstanding balances, which will bring the total to $33 billion.

Does Sears still own Discover Card?

Discover is a brand of credit card that is mostly distributed within the United States. In 1985, Sears was the first retailer to sell it. Card issued by Discover.

Type Subsidiary
Parent Dean Witter Reynolds (1985–1997) Morgan Stanley (1997–2007) Discover Financial (2007–present)
Divisions Discover Bank
Website www.discover.com/credit-cards/

Who is Discover Bank owned by?

Discover Financial

Type Public
Number of employees 17,600 (2020)
Parent Dean Witter Reynolds (1985–1997) Morgan Stanley (1997–2007) Independent (2007–present)
Subsidiaries Diners Club International Discover Bank Discover Network Pulse
Website discoverfinancial.com

Is there still a Sears credit card?

There are two different Sears credit cards available for your consideration. Customers who purchase at Sears can choose between two credit cards, both of which are issued by Citi: Your Way Mastercard®: Shop Your Way You may earn Shop Your Way points by using this card at any retailer that acknowledges Mastercard as a valid form of payment.

Can I prequalify for a Citibank card?

Prequalifying for a Citi credit card through CardMatch (or any other means) is an absolute no-brainer if you intend to submit an application for a Citi credit card; it doesn’t cost you anything, it won’t have any effect on your credit score, and you might find out that you’re qualified for a unique promotion that you wouldn’t have been able to find anywhere else.

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Does Sears Card report credit bureaus?

The Sears Credit Card sends a report to the three major credit agencies once per month, often within a few days of the close of each cardholder’s payment cycle. The credit limit on the Sears Credit Card, as well as the account balance, payment history, and other relevant information, are reported to all three of the main credit bureaus: Experian, Equifax, and TransUnion.

What is the interest rate on a Sears credit card?

If you don’t pay off your amount in full every month, the high annual percentage rate (APR) that comes with the Sears MasterCard, which is 27.24 percent, will nullify whatever discounts you receive from using the card.

How do I get cash from my Sears Mastercard?

Once you have requested a PIN from customer care, you will be able to acquire a cash advance using your Sears credit card at virtually any ATM that accepts Mastercard, whether you are in the United States or another country. However, cash advances made with a Sears card come with a high fee attached to them.

Does Sears credit card have an app?

Online, by accessing your Sears Credit Card account after logging in. Using a mobile application owned by the issuer that can be downloaded on mobile devices running either iOS or Android.

Where can I use my shop your way credit card?

You may make purchases and earn points with this rewards card at virtually any store that accepts the card. You are not restricted to shopping at Sears, Kmart, or any of the other retailers that are connected with this card, despite the fact that it is commonly referred to as the Sears Shop Your Way Mastercard®.