Term Deposit : w.e.f. 28.09.11 as under
|
Period
|
General
|
Sr. Citizen
|
|
30 days to 90 days
|
5.00%
|
5.00%
|
|
91 days to 180 days
|
6.50%
|
6.50%
|
|
181 days to 365 days
|
7.00%
|
7.00%
|
|
13 months to 36 months
|
8.50%
|
8.50%
|
|
37 months to 60 months
|
8.00%
|
8.25%
|
|
61 months to 120 months
|
7.00%
|
7.25%
|
|
18 months to 24 months
non cumulative (MIC/QIC)
|
10.75% |
10.75% |
|
18 months to 24 months
cumulative (DMS)
|
10.40% |
10.40% |
Loans :
|
Up to Rs. 25,000/- :
|
14%
|
|
Rs. 25,000/- to Rs. 10 Lakh :
|
15%
|
|
Above Rs. 10 Lakh :
|
16%
|
|
For Cash Credit Limit :
|
0.50% more for all slabs
|
|
Gruhasankalp :
|
Upto Rs. 10 Lakh – 13%
Above Rs. 10 Lakh – 14%
|
|
Mortgage Loan :
|
15.50%
|
|
Education Loan :
|
12%
In India - Up to Rs. 10 Lakh
Abroad - Rs. 20 Lakh
|
|
Gold Purchase Scheme :
|
14% p.a.
|
|
Vehicle Loan : |
Finance up to 90% |